Loan assistance services
We are very honored to provide users with loan assistance services to help you easily obtain loans and meet your various financial needs. Zobest works closely with a number of leading credit institutions, including world-renowned financial institutions, to provide you with convenient and safe loan assistance solutions. Whether you are an individual investor or a corporate user, we are committed to providing you with flexible financial support.
3.45M
Members
cooperative credit institutions
Important reminder
If you fail to repay on time, your repayment record will be reported to the credit agencies we cooperate with, which may affect your credit record. Therefore, be sure to make your repayments on time to ensure a good credit history.
Through Zobest's loan assistance service, you can not only enjoy fast funding solutions, but also easily manage your financial needs in a safe environment.
Consumer Financial Protection Bureau (CFPB)
The CFPB is the federal agency responsible for regulating consumer financial products and services. If a consumer fails to repay a loan or a lender encounters a bad loan, the CFPB can step in to ensure that the debt collection methods used by the lender are legal and comply with federal law. The CFPB also oversees consumer financial products such as mortgages, credit cards and student loans.
Function:
Ensure that lending institutions recover loans in accordance with the law and prevent illegal debt collection behaviors (such as harassing collections).
Protect consumers:
Ensuring consumers are treated fairly in loan disputes while also requiring borrowers to comply with loan contracts.
Debt Collection Agencies
Lenders can refer outstanding loans to professional debt collection companies. These companies are responsible for collecting past-due loans and complying with the federal Fair Debt Collection Practices Act (FDCPA).
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Credit agency
Lenders can report borrower defaults on their loans to credit bureaus (such as Equifax, Experian and TransUnion). Defaulting on a loan can have a negative impact on a borrower's credit score and may cause the borrower to have difficulty obtaining a loan in the future.
